Work out your budget
Consider deposit, savings, income, living costs and upfront purchase expenses.
Sage Brokering · Insightful Financial Solutions
Buying your first home starts with a plan
From deposit questions to pre-approval, we’ll help you understand the process.
Let's talk about your loanYour first-home journey
We explain borrowing capacity, purchase costs, lender requirements and the steps from initial conversation to settlement. Eligibility for government schemes and grants depends on current rules and individual circumstances.
Explore pre-approval
Understand what lenders may be prepared to lend, subject to their criteria.
Prepare to purchase
Learn about contracts, valuations, inspections, conveyancing and final approval.
Talk through your options
We can help you understand the next steps, lender requirements and the questions worth asking before you make a decision.
Start a conversationLet's run the numbers.
Whether you're just exploring or ready to move, we can talk through your lending options and what matters to you.
Credit approval is subject to lender criteria. General website information is not personal financial or tax advice.